Today’s cryptocurrencies worth paying attention to (and the ones worth avoiding)

I'm often asked which cryptocurrencies one should invest in, and I should state this is absolutely not financial advice. Do your own due diligence, not just for investing, but everything in life. That being said, the top practical dcoins for me right now:

• Stellar (XLM), in terms of platform
• Monero (XMR), in terms of  a usable, privacy-centric cryptocurrency that works right now
• and of course Bitcoin (BTC), in terms of a heavily volatile store of value, which you need to acquire most other cryptocurrencies. Its temporary time and cost issues appear to be soon resolved with https://lightning.network

Notable mentions to Request Network and Quantstamp, whom both have been accepted into tech accelerator extraordinaire, ycombinator. Most tech startups that go through YC effectively become millionaires just by being accepted.

My thoughts on the biggest sh*tcoins, which are only still only alive due to hypecycle:

• Tron (TRX)
• Verge (XVG)
• Tether (USDT)

and notable mention to Ripple (XRP) whom are still some how convincing people to invest in them.

If you're playing in the day trading space, that's solely based on hype cycle, but the top ones I mentioned are based on technology that I feel can sustain the others and so I'm watching them medium/long term. With over 1,000 cryptocurrencies, I have many thoughts on many others, but I figure a top 3 technology wise and a bottom of the barrel 3 technology and integrity wise was worth an article so I can just point people here instead of repeating the same thing.